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Main Office
322 E. Innes Street
Salisbury, NC 28144
Tel: (704) 639-0730

China Grove Office
313 E. Centerview Street
China Grove, NC 28023
Tel: (704) 857-3300

Hours
Drive-up opens at 8:00am daily
Mon-Thur: 8:30am - 5:00pm
Friday: 8:30am - 6:00 pm

Consumer Protection

Mortgage Center

If you are purchasing, refinancing, or building a home, we have the right program for you. Mortgages are available to purchase a new home, a second home or investment property. Mortgages are also available to refinance your current residence.

Community Bank of Rowan's Real Estate Division offers the following mortgage products:

  • Conventional Mortgages
  • Jumbo Mortgages
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Equity Lines
  • One-time Close Construction to Permanent Financing

What to Bring to Your Loan Application

  • Driver's License or Photo Identification
  • Most Current 2 Months Bank Statements
  • Current 401(k) or IRA Statement (if applicable)
  • Self Employed Borrowers to bring tax returns (Business and Personal for past 2 years)
  • Last 2 years W2's
  • 1 month current pay stubs
  • Purchase Agreement or Deed to Property
  • Legal Description for Property
  • Survey of Property (if applicable)
 

*Subject to credit approval